Terms of Use

These Terms of Use govern access to and use of this website and its content, features, and services. The website is operated by Gatewood & Schmeling, Inc., a California corporation, doing business as acmpls. References to “acmpls,” “we,” “us,” or “our” mean Gatewood & Schmeling, Inc. d/b/a acmpls unless otherwise stated.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, do not use the website.

Informational Purposes

The website and its content are provided for general informational and promotional purposes. Nothing on the website constitutes a binding offer, professional advice, or a commitment to provide services.

Information on the website may be incomplete, generalized, or subject to change. You should not rely on website content as a substitute for advice tailored to your particular circumstances.

No Client or Contractual Relationship

Accessing the website, submitting an inquiry, subscribing to communications, or providing information through the website does not create a client, agency, fiduciary, confidential, or contractual relationship.

A client relationship or obligation to provide services arises only through a separate written agreement signed by authorized representatives of the applicable parties.

Do not submit confidential, proprietary, legally privileged, or sensitive personal information through the website unless requested by an authorized acmpls representative.

Intellectual Property

The website and its content—including text, graphics, designs, photographs, videos, animations, logos, trademarks, software, and other materials—are owned by or licensed to Gatewood & Schmeling, Inc. d/b/a acmpls and are protected by applicable intellectual-property laws.

Subject to these Terms, we grant you a limited, revocable, nonexclusive, nontransferable license to access and use the website for lawful, personal, or internal business purposes.

Except as permitted by law or expressly authorized in writing, you may not:

• Reproduce, distribute, publicly display, publish, or commercially exploit website content;
• Modify, translate, adapt, or create derivative works from the website;
• Remove copyright, trademark, or proprietary notices;
• Use website content to train, develop, or improve an artificial-intelligence or machine-learning system;
• Frame or mirror material portions of the website; or
• Use our names, logos, trademarks, or brand elements in a manner suggesting affiliation, sponsorship, or endorsement.

Acceptable Use

You may not use the website to:

• Violate applicable law or the rights of another person;
• Submit unlawful, fraudulent, defamatory, infringing, or malicious content;
• Introduce malware, harmful code, or other disruptive technology;
• Attempt to gain unauthorized access to the website or related systems;
• Interfere with the operation or security of the website;
• Harvest personal information or website data through unauthorized automated means;
• Misrepresent your identity or affiliation;
• Test the vulnerability of the website without authorization; or
• Use the website for spam, deceptive communications, or other abusive conduct.

User Submissions

If you submit information or materials through the website, you represent that you have the right to provide them and that doing so does not violate applicable law or another person’s rights.

You authorize us and our service providers to access, process, store, reproduce, and transmit the submission as reasonably necessary to respond to your request, operate the website, protect our rights and systems, and comply with applicable law.

This permission does not transfer ownership of your submission to us. It also does not create a duty of confidentiality or a client relationship.

Third-Party Services and Links

The website may contain links to, integrations with, or content provided by third parties. We do not control and are not responsible for third-party websites, tools, services, content, availability, security, or privacy practices.

A link or integration does not necessarily constitute an endorsement. Your use of a third-party service is governed by the third party’s terms and policies.

Website Availability

We may modify, suspend, restrict, or discontinue all or part of the website at any time. We do not guarantee that the website will be continuously available, secure, accurate, or free from errors or harmful components.

Disclaimer of Warranties

To the fullest extent permitted by law, the website and its content are provided on an “as is” and “as available” basis. We disclaim warranties of merchantability, fitness for a particular purpose, title, noninfringement, accuracy, and uninterrupted or error-free operation.

Nothing in these Terms excludes a warranty or right that cannot lawfully be excluded.

Limitation of Liability

To the fullest extent permitted by applicable law, Gatewood & Schmeling, Inc. d/b/a acmpls and its directors, officers, employees, agents, contractors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to the website.

To the extent liability cannot be excluded, our aggregate liability arising from or relating to use of the website will not exceed the greater of:

1. The amount you paid us specifically for access to the website during the six months preceding the event giving rise to the claim; or
2. One hundred dollars.

These limitations do not apply to liability that cannot lawfully be limited or excluded.

Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Gatewood & Schmeling, Inc. d/b/a acmpls and its directors, officers, employees, and agents from claims, liabilities, losses, and reasonable expenses arising from:

• Your unlawful or unauthorized misuse of the website;
• Content you submit in violation of another person’s rights; or
• Your material violation of these Terms.

This section does not require indemnification for conduct attributable solely to an indemnified party.

Governing Law and Disputes

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

Before commencing a formal proceeding concerning the website, you agree to contact us using the information below and make a reasonable good-faith effort to resolve the matter informally.

Nothing in this section requires mandatory consumer arbitration. Any arbitration provision must be separately reviewed and approved by Legal before implementation.

Changes to These Terms

We may revise these Terms from time to time. The revised version will be posted on this page with an updated “Last Updated” date. Continued use of the website after revised Terms are posted constitutes acceptance to the extent permitted by law.

Severability

If any provision of these Terms is held invalid or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in effect.

Contact

Questions concerning these Terms may be directed to: